Banking Regulations and Legislation


ICBA: Regulatory Burden May Drive Up Lending Costs, Impact Customer Acquisition 

Feb 08 2013 - Category: Banking Regulations and Legislation

Costly regulatory burdens may force community banks to make difficult decisions about their popular banking programs.

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ICBA Supports GAO Examination Of 'Too-Big-To-Fail' Banks

Jan 17 2013 - Category: Banking Regulations and Legislation

The question of whether the nation's largest financial institutions are "too-big-to-fail" was central to regulators' discussions when mapping out new legislation following the economic collapse.

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CFPB Issues Mortgage Lending Rules

Jan 17 2013 - Category: Banking Regulations and Legislation

Several lawsuits have been waged against large banks in recent months regarding questionable mortgage lending practices, and 10 of the nation's top financial institutions agreed to an $8.5 billion settlement this past week due to foreclosure abuse.

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Fed 'Cease And Desist' Orders Against JPMorgan Chase Carry No Monetary Penalties

Jan 17 2013 - Category: Banking Regulations and Legislation

The Federal Reserve Board has been more willing to announce enforcement actions against large banks in recent months in an effort to rein in potentially abusive or negligent behavior.

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Ten Banks Agree To Multi-Billion Dollar Foreclosure Settlement

Jan 09 2013 - Category: Banking Regulations and Legislation

Several lawsuits were launched by homeowners during the robo-signing scandal against banks that they allegedly foreclosed on them improperly.

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Community Banks Seek Deposit Alternatives To TAG Insurance

Dec 31 2012 - Category: Banking Regulations and Legislation

As of January 1, 2013, trillions of dollars in bank deposits are expected to lose federal insurance when the transaction account guarantee insurance program expires.

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Community Banks Applaud FDIC Report

Dec 20 2012 - Category: Banking Regulations and Legislation

The Federal Deposit Insurance Corp. released a new study regarding community banking in the United States and highlighting the ways in supervision and other regulatory provisions have impacted the industry.

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Homeowners, Housing Counselors Criticize Loan Modification Progress

Dec 10 2012 - Category: Banking Regulations and Legislation

Distressed homeowners and housing counseling agencies may have originally been optimistic about the $25 billion mortgage settlement with the nation's five largest service providers.

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Fed Leader Suggests Metric To Determine If Banks Are 'Too Big To Fail'

Dec 04 2012 - Category: Banking Regulations and Legislation

The discussion over how to manage banks that are "too-big-to-fail" has remained pervasive since the economy collapsed in 2007.

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Fed Refuses To Give Foreign Banks Operating In The U.S. A 'Free Pass' On Dodd-Frank

Dec 03 2012 - Category: Banking Regulations and Legislation

Dodd-Frank regulations created a stir among U.S banking institutions since they were unveiled two years ago.

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House Urges Federal Regulators To Exempt Community Banks From Basel III

Nov 30 2012 - Category: Banking Regulations and Legislation

It has been a big week for community banks, as it appears that many lawmakers are starting to understand the burden of new reforms on local institutions and lobby for their cause.

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Senate Leader Supports TAG Extension

Nov 29 2012 - Category: Banking Regulations and Legislation

Community banks have not scaled down their support for the extension of Transaction Account Guarantee insurance - or TAG - which is set to expire at the end of the year.

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Senate Banking Committee May Reevaluate Dodd-Frank Act

Nov 28 2012 - Category: Banking Regulations and Legislation

Two years following the passage of Dodd-Frank, banks, credit unions, analysts and many lawmakers have yet to warm to the new regulations.

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Fed Governor Duke: Community Banks Need Separate Mortgage Lending Rules

Nov 27 2012 - Category: Banking Regulations and Legislation

Bank consultants and executives have long argued that community banks and large financial institutions operate differently and should therefore not be subject to the same rules.

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Banks Say New Mortgage Disclosure Forms Add More Complications

Nov 21 2012 - Category: Banking Regulations and Legislation

The mortgage process can be complex, confusing and time-consuming for buyers, and in some cases, the barrage of forms and documents can lead to delays and mistakes.

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Fed Delays Implementing Basel III Rules Indefinitely

Nov 13 2012 - Category: Banking Regulations and Legislation

In a huge win for community banks, the Federal Reserve Board, Federal Deposit Insurance Corp., and the Office of the Comptroller of the Currency announced they would delay a global agreement on finalizing the rules of Basel III.

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Community Banking Executives Cite Regulatory Requirements As Growth Inhibitors

Nov 07 2012 - Category: Banking Regulations and Legislation

The financial industry as a whole is facing considerable changes to policies and laws that have forced them to rethink their existing banking strategies.

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Consumer Groups Call For Addition Of 'Fair' Lending Data To Mortgage Settlement

Oct 31 2012 - Category: Banking Regulations and Legislation

Foreclosures continue to plague homeowners across the country, and several consumer groups are encouraging lawmakers to add fair lending compliance rules to the national mortgage settlement to ensure that all demographics and communities are receiving relief.

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New Bill May Limit Several Regulatory Agencies' Authority

Oct 30 2012 - Category: Banking Regulations and Legislation

A number of federal financial regulatory agencies are voicing their opposition to a bipartisan bill that seeks to limit the scope of their authority over new rules and reforms.

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OCC Provides Clarity On Stress-Testing For Community Banks

Oct 25 2012 - Category: Banking Regulations and Legislation

The Office of the Comptroller of the Currency has provided more guidance to community banks on the most effective means of stress-testing with the hope that additional clarity will make the process simpler.

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Hundreds Of Community Bankers Submit Letters To Lawmakers Regarding Basel III

Oct 23 2012 - Category: Banking Regulations and Legislation

Community bankers are not sitting idle amid the implementation of Basel III rules, which call for new capital and liquidity standards.

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