Improving profitability

for community banks

and credit unions.

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It's About Loyalty

Overdraft Privilege

Providing a service people need

preserves non-interest income and

builds long profitable relationships

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Mystery Shopping

Getting in touch with the service reality

in your institution helps you improve

the customer experience

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What Counts Rewards

Giving people cash rewards gives you

a competitive edge and increases your

income and bottom-line profitability


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Latest Banking News

Senate Candidate Tells Regulators To 'Ease Up' On Community Banks

May 16 2012

Kaine says regulators need to loosen the reins on community banks for the sake of economic recovery.

Tim Kaine, a former Virginia governor and current candidate for the U.S. Senate, says legislators really need to ease regulations for community banks if they expect small businesses and the economy to ever recover. KEEP READING

Unnecessary Overdraft Bill Has No Chance Of Passing

May 16 2012

Rep. Maloney's overdraft bill faces too many obstacles to pass the House.

After years of lobbying to place additional restrictions on overdraft privilege programs, New York Representative Carolyn Maloney introduced a bill that would impose strict limits on banks' overdraft collection and disclosure procedures. KEEP READING

Regulators Clarify Community Bank Stress Test Expectations

May 14 2012

Federal regulators announced that community banks with less than $10 billion in assets will not be subject to the same regulatory expectations as larger institutions.

The Federal Reserve Board, Federal Deposit Insurance Corporation and Office of the Comptroller of Currency have released their new supervisory expectations regarding stress testing for larger institutions and community banks. KEEP READING

Congratulations to new subscriber, Susan Grant of Anderson Brothers Bank and WINNER of our 1st Quarter iPad2 giveaway!